We both hail from a humble middle-class background, raised by our parents to value education, have hard work ethic and remain grounded. These values helped us to have a solid 25-year career in some of the reputed global organizations. Must say we were also fortunate that we were able to ride the wave of the emerging Indian IT industry and opening up of the Indian economy. This opened the doors for us to work in different parts of the world. Here we were – the son of a farmer and the daughter of a public sector bank manager – living and working in Japan, UK, US, Europe and Singapore. Never did we both ever imagine of such an enriching professional and personal experience, while also building our financial independence.
Now that we both have retired early, we want to raise awareness on the importance of savings, investing and the overall path to financial independence (retiring early is an option … financial independence is a must!)
As personalities, we both are at the opposite ends of the spectrum when it comes to many things. For example,
- One of us love reading fiction and other one just reads non-fiction
- One of us is completely up to date with all the sporting action around the world while other one knows all about world politics, films and history
- One of us loves Japanese food while the other won’t even touch sushi or sashimi to save their lives
However, when it comes to our values, experiences, aspirations, we are very much aligned and this has been instrumental towards our financial independence and the experiences that we are seeking and like to share with the others now.
Our philosophy or way of life
- No frugal living
- Take calculated risks
- Discuss and validate our assumptions/plans
- Be there for family
- Work hard, party harder!
Why this Blog?
We had achieved the FI – Financial Independence almost a year back but in mid of 2023, also took that bold step of RE – Retiring Early. The journey to Financial Independence wasn’t a lottery win, crypto haul or some other overnight get-rich-scheme. It has been a very boring, slow, consistent and relentless pursuit that required a certain set of spending / saving habits, investment behaviours and overall lifestyle planning (while still enjoying experiences with abundance).
This blog is a glimpse of our personal journey where we share our challenges, suggestions, philosophies and other aspects to the financial independence. As we’ve also taken the bold step of retiring early, the blog will also give you an insight on how the overall FIRE journey is progressing
Who should read this blog?
We believe this blog could help people who are at different stages of their working life (from just starting with their career to people who are living retired life). Ofcourse different aspects or sections of blog will interest different people but what we hope to maintain throughout the content is the concept and thread of Financial Independence. We have tried to simplify the financial jargon and shared our own examples so that non-financial savvy people could relate to it and work towards their own FIRE journey.
Hi Yogesh , was going thru your videos on around the world , very interesting
1. We have few things common , like I also come from punjab , I am 50plus , we were also in singapore for last 12 years , now come back to india . In India we lived in gurgaon , now for a short assignment in ahmedabad . Would like to speak to you for your guidance and experience on world tour . How can we connect ? Ravi Garg +918879449604
Hi Ravi, we had some issues with blog site so could not reply to comments earlier. If you have not reached out so far through other channels and still interested in discussion/guidance, do reach out to us on Instagram/Facebook. we can then schedule a call.
Hello sir, we liked your option to shift to Thailand. I fact we also want to do that. But I have a kid 5 Years. We are almost there in terms of financial independence. Can you mentor me sir?
Alok Sharma
9742742422
New Delhi
Hi Alok, great to know that you are almost there (may be already achieved Financial Independence by now). we had some issues with blog site so could not reply to comments earlier. If you have not reached out so far through other channels and still interested in discussion, do reach out to us on Instagram/Facebook. we can then schedule a call.
i want to know more about your trip around the world and also planning and investing to optimize tax.
We had some issues with blog site so could not reply to comments earlier. If you have not reached out so far through other channels and still interested in discussion, do reach out to us on Instagram/Facebook. we can then schedule a call.
Hi, very much impressed by your journey. We are a couple (aged 71 and 67 yrs) who achieved FIRED status 10 years ago after 30 years of hard work.
We live in Hyderabad and travel a lot.
We also are keen on shifting our base to Thailand this year.
Would appreciate your guidance. Thanks
D & R
Wow…fired 10 years ago. great!!
We had some issues with blog site so could not reply to comments earlier. Hope you have already moved to Thailand as per plan. If you have not reached out so far through other channels and still interested in discussion, do reach out to us on Instagram/Facebook. It will be good to connect.
Hello,
I hope this message finds you well. I want to start by saying that you have been a true inspiration to me, and I greatly admire your work. I am eager to connect with you and would like to inquire about the process for arranging consultancy with you.
Could you kindly share the necessary details?
Looking forward to your response.
Best regards,
Mukul Bansal
Thanks Mukul for your kind words. Unfortunately, we had some issues with blog site so could not reply to comments earlier. If you have not reached out so far through other channels and still interested in discussion, do reach out to us on Instagram/Facebook. we can then schedule a call.
Hi Seema & Yogi,
Love your content. Would like to get in touch with you both to discuss a couple of topics.
Dilip
Thanks Dilip for following our channel. We had some issues with blog site so could not reply to comments earlier. If you have not reached out so far through other channels and still interested in discussion, do reach out to us on Instagram/Facebook. we can then schedule a call.
Hello Yogi ,
I have been following you since the time I saw your interview on Wint wealth YouTube channel. Your content on your channel is great. I would like to connect with you on a call to get introduced. Can you please respond me with your email or phone ?
Thanks
Vijay
Thanks Vijay for your comment and for following our channel. We had some issues with blog site so could not reply to comments earlier. If you have not reached out so far through other channels and still interested in discussion, do reach out to us on Instagram/Facebook. we can then schedule a call.